Category Archives: credit cards

The endangered SIM card. Apple disrupting the telco establishment

Mobile telecoms: The endangered SIM card | The Economist. Control of the last mile has been put now even closer to the mobile phone. Reports claiming that Apple is developing a new soft SIM card, will make it easier for … Continue reading

Posted in Apple, competition policy, credit cards, Interoperability, Mobile payments, Mobile wallet, NFC, smartphones | Tagged | Leave a comment

The Worm in Apple Pay

Lyle Beckwith: The Worm in Apple Pay – WSJ – WSJ. Bottom line, bypass the legacy services to develop something truly revolutionary which must be a cheaper option for both the merchant and the consumer.

Posted in Apple, credit cards, emoney, interchange fees, merchants | Tagged | Leave a comment

The future for consumer-driven retail payment models

Who will decide the future of retail payments? | Banking industry. Excellent analysis on the demand aspects for the emerging models. My 50 cents to this view is that the new payment systems will also be required to process funds … Continue reading

Posted in credit cards, Digital ID, emoney, Mobile payments, POS, smartphones | Leave a comment

One step closer to surcharging credit cards in the US

Judge Gleeson Approves Interchange Fee Settlement with Visa, MasterCard.

Posted in competition policy, credit cards, interchange fees, Regulation | Leave a comment

Mastercard, Visa to cut French card fees

Mastercard, Visa to cut French card fees: watchdog | Reuters. Following the announcements on the big overhaul of the PSD directive in Europe, the proposed reforms to cap interchange fees to credit cards are already beginning to find their way … Continue reading

Posted in competition policy, credit cards, EU, interchange fees, Regulation | Tagged , | Leave a comment

Polish banks plan mobile payment system to rival credit cards

Polish banks plan mobile payment system to rival credit cards | Reuters. After Sweden and the UK, now Poland is following the trend to launch a mobile payment solution by which funds are transferred between bank accounts like a debit … Continue reading

Posted in competition policy, credit cards, Mobile payments, smartphones | Tagged | Leave a comment

Don’t count NFC dead just yet…

Back in the real world (well, West London). I very interesting report by David Birch on a real life experience with Paypal Here (which launched a few weeks ago). His angle appealed to me a lot because lately I have … Continue reading

Posted in credit cards, interchange fees, merchants, Mobile wallet, NFC, POS, smartphones | Tagged | Leave a comment